Affiliate Disclosure

Last updated: March 2026

Quick version: Some links on this site earn us money when you apply for credit cards or make purchases. This helps us keep the site running, but it never influences our recommendations. We only share products we'd use ourselves or recommend to friends.

How We Make Money

Points & Pacifiers is a free resource. To keep it that way (and to cover hosting, tools, and the occasional coffee), we earn commissions through affiliate partnerships.

Here's how it works:

We link to credit cards, travel products, and services we recommend
If you click a link and get approved for a card or make a purchase, we may earn a commission
This costs you nothing extra — prices are the same whether you use our link or not
In some cases, you may get a better bonus through our links

What We're Affiliated With

We have affiliate relationships with:

Credit card issuers: Chase, American Express, Capital One, Citi, Discover, and others
Travel booking sites: Hotels.com, Booking.com, Expedia, and others
Travel gear and products: Amazon, REI, Away, and others
Affiliate networks: Bankrate, CardRatings, CJ Affiliate, and others

Our Promise to You

Honesty comes first. Our recommendations are based on:

Products and cards we actually use ourselves
What genuinely helps families travel for less
Honest evaluation of pros AND cons
What we'd tell a friend asking for advice

We will never recommend something just because it pays a higher commission. If a product isn't right for families, we won't recommend it — period.

How to Identify Affiliate Links

Affiliate links may be:

Buttons that say "Apply Now" or "Get This Card"
Links to credit card issuer websites
Product links on Amazon or other retailers
Booking links for hotels, flights, or travel services

We include disclosure statements in our content where affiliate links appear.

Your Choice

Using our affiliate links is completely optional. If you prefer not to:

You can go directly to the card issuer's website
You can search for products yourself
Our content is still valuable and free either way

That said, using our links costs you nothing and helps us keep creating free content. We appreciate the support!

FTC Compliance

This disclosure is made in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials. We believe in full transparency about how we fund this site.

Questions?

If you have any questions about our affiliate relationships or this disclosure, email us at hello@pointsandpacifiers.com. We're happy to explain!